{"id":710,"date":"2025-02-17T17:50:49","date_gmt":"2025-02-17T17:50:49","guid":{"rendered":"http:\/\/202.150.130.254:8080\/wp-pegadaian\/?p=710"},"modified":"2025-09-11T08:36:51","modified_gmt":"2025-09-11T08:36:51","slug":"arrum-emas","status":"publish","type":"post","link":"https:\/\/pgd.oneportalsegmen.click\/?p=710","title":{"rendered":"Arrum Emas"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"h.x5vt0jnowyom_l\">Definisi Produk<\/h1>\n\n\n\n<p>Arrum emas adalah produk pegadaian untuk memberikan pinjaman dana tunai dengan jaminan perhiasan (emas dan berlian). Pinjaman dapat diangsur melalui proses yang mudah dan sesuai syariah.<\/p>\n\n\n\n<p><strong>Agunan : Perhiasan emas, Emas batangan dan Berlian<\/strong><\/p>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h.73ia5g9bshbo_l\"><a href=\"https:\/\/sites.google.com\/view\/panduan-solusi-cc-pegadaian\/produk\/syariah\/arrum\/arrum-emas#h.73ia5g9bshbo\"><\/a><a href=\"https:\/\/sites.google.com\/view\/panduan-solusi-cc-pegadaian\/produk\/syariah\/arrum\/arrum-emas#h.73ia5g9bshbo\"><\/a>Keunggulan Produk<\/h1>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Pinjaman mulai Rp1.000.000 \u2013 Rp500.000.000<\/li>\n\n\n\n<li>Plafon 95% dari taksiran<\/li>\n\n\n\n<li>Jangka waktu 12,18,24, dan 36 bulan<\/li>\n\n\n\n<li>Biaya admin Rp70.000 dan biaya Munah 0,95% perbulan dari nilai taksiran<\/li>\n<\/ol>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h.pwa5v7h6p67y_l\"><a href=\"https:\/\/sites.google.com\/view\/panduan-solusi-cc-pegadaian\/produk\/syariah\/arrum\/arrum-emas#h.pwa5v7h6p67y\"><\/a><a href=\"https:\/\/sites.google.com\/view\/panduan-solusi-cc-pegadaian\/produk\/syariah\/arrum\/arrum-emas#h.pwa5v7h6p67y\"><\/a>Syarat &amp; Ketentuan<\/h1>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Fotokopi KTP\/SIM\/Paspor<\/li>\n\n\n\n<li>Menyerahkan Jaminan berupa emas dan\/atau berlian terikat perhiasan emas<\/li>\n\n\n\n<li>Menandatangani Akad<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"697\" height=\"300\" src=\"https:\/\/pgd.oneportalsegmen.click\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-09-11-at-3.13.54-PM-6.jpeg\" alt=\"\" class=\"wp-image-34528\" srcset=\"https:\/\/pgd.oneportalsegmen.click\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-09-11-at-3.13.54-PM-6.jpeg 697w, https:\/\/pgd.oneportalsegmen.click\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-09-11-at-3.13.54-PM-6-300x129.jpeg 300w\" sizes=\"(max-width: 697px) 100vw, 697px\" \/><\/figure>\n\n\n\n<p><strong>Alur Somasi Surat Peringatan untuk nasabah kredit macet produk angsuran akan diberikan sebanyak 3 kali:<\/strong> <mark style=\"background-color:#fff40b\" class=\"has-inline-color\">(update 11 September 2025)<\/mark><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Surat pertama dikirim pada hari ke 31 setelah jatuh tempo angsuran berakhir masih terdapat tunggakan yang belum dibayar<\/li>\n\n\n\n<li>Surat kedua dikirim 7 hari setelah surat peringatan 1<\/li>\n\n\n\n<li>Surat ketiga dikirim 7 hari setelah surat peringatan 2<\/li>\n<\/ul>\n\n\n\n<p><em><mark style=\"background-color:rgba(var(--kubio-color-4), 1)\" class=\"has-inline-color\">(hanya boleh diinformasikan pada nasabah ketika nasabah mendapatkan somasi, kalau tidak mendapatkan somasi informasikan secara umum saja (apabila tidak dilakukan pembayaran 2 bulan berturut-turut&#8230;.)<\/mark><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Definisi Produk Arrum emas adalah produk pegadaian untuk memberikan pinjaman dana tunai dengan jaminan perhiasan (emas dan berlian). Pinjaman dapat diangsur melalui proses yang mudah dan sesuai syariah. Agunan : Perhiasan emas, Emas batangan dan Berlian Keunggulan Produk Syarat &amp; Ketentuan Alur Somasi Surat Peringatan untuk nasabah kredit macet produk angsuran akan diberikan sebanyak 3 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"saved_in_kubio":false,"footnotes":""},"categories":[37],"tags":[],"class_list":["post-710","post","type-post","status-publish","format-standard","hentry","category-arrum"],"_links":{"self":[{"href":"https:\/\/pgd.oneportalsegmen.click\/index.php?rest_route=\/wp\/v2\/posts\/710","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pgd.oneportalsegmen.click\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pgd.oneportalsegmen.click\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pgd.oneportalsegmen.click\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pgd.oneportalsegmen.click\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=710"}],"version-history":[{"count":4,"href":"https:\/\/pgd.oneportalsegmen.click\/index.php?rest_route=\/wp\/v2\/posts\/710\/revisions"}],"predecessor-version":[{"id":34529,"href":"https:\/\/pgd.oneportalsegmen.click\/index.php?rest_route=\/wp\/v2\/posts\/710\/revisions\/34529"}],"wp:attachment":[{"href":"https:\/\/pgd.oneportalsegmen.click\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=710"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pgd.oneportalsegmen.click\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=710"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pgd.oneportalsegmen.click\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=710"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}